If you’ve suffered injuries from an accident that was caused by someone else’s negligence, you should act quickly to ensure you are able to recover compensation for your losses. You can get financial compensation in two ways: filing a personal injury insurance claim or filing a personal injury lawsuit.
You should notify your insurance company and the responsible party’s insurance company as soon as possible after your accident. Most insurance companies request that you file your claim within 24 – 48 hours after your accident. When you file a personal injury insurance claim, you are requesting that the at-fault party’s insurance pay for the losses you suffered as a result of your accident, and the compensation amount is determined during negotiations.
If you can’t reach a settlement with the insurance company, you can file a personal injury lawsuit. The time limits to file a personal injury lawsuit vary by state. In California, the statute of limitations to file a personal injury lawsuit against an individual or non-government entity is two years.
Failing to file a claim within the statute of limitations will result in you losing your right to financial compensation. Soon after your accident, contact a knowledgeable personal injury attorney in Los Angeles who can explain the time limits to you and help you get the compensation you deserve.