There are many responsibilities that insurance companies have after a car accident. One of the most important things to know is that insurance companies must properly investigate your claim and ensure that they’re being fair in their assessment of what happened in the accident.
During their investigation, an insurance company may request that you provide them with a recorded statement of what happened. While this seems harmless, you should know that it is not just for quality and training purposes.
Insurance companies have access to your initial statement; the one you give your insurance provider and local law enforcement immediately after the accident. When they ask you to provide a recorded statement down the road, they are doing so with a few things in mind:
- Discrepancies: Insurance companies can try and question your character if your recorded statement doesn’t match up with your initial statement. They may try to use this as a way to diminish or deny your claim if you say your injuries are less than they were at the time of the accident.
- Admission of fault: The insurance company wants to go back and listen to the statements you make during the recorded statement. If they determine anything as an admission of fault, they can diminish or deny your claim.
- Developing evidence against you: Even if you don’t say anything to admit fault, insurance companies may try to find any piece of evidence they can use against you.
Before you provide a recorded statement to an insurance provider, make sure you know your rights. It’s not a necessary statement, but whenever you are requested to provide one, you can have a lawyer by your side to help tell your story.
Our Los Angeles car accident lawyers are here when you need us most. Levin & Nalbandyan, LLP has a long-standing reputation for providing the highest level of legal care, and we go above and beyond to safeguard your rights throughout the process.