Your Rights If You Receive a Denial from an Insurance Provider
When you are injured in an accident or sustain property damage, you expect an insurance company to provide you the compensation you deserve to cover all of your losses. Unfortunately, insurers routinely deny or downplay valid claims. When your claim is denied, you may have the right to an appeal, but you need to consult with an attorney to determine how to move forward.
At Levin & Nalbandyan, we provide experienced representation for individuals who have been injured or suffered losses as a result of an accident. Our lawyers will help ensure you receive the largest recovery possible from the insurance company. We will fight any attempts to deny your claim or file an appeal on your behalf.
What to Do If Your Insurance Claim is Denied
If your insurance claim is denied, you should speak with an attorney as soon as possible. You may only have a limited amount of time to file an appeal. In some cases, the denial is because of a simple error in the paperwork. In others, the denial is done in bad faith. Either way, an attorney can help you understand your rights and can work to ensure you receive a fair and full settlement based on the circumstances of your case.
Reasons Insurance Companies Deny Claims
Insurance claims are denied for a wide variety of reasons. In some instances, the denials are valid, but in others, they are illegitimate. Working with a lawyer can help you determine what the best course of action is after a denial.
Reasons an insurance company may deny your claim:
- Insufficient information regarding your injuries or losses
- Lack of coverage
- Not filed timely
- Insufficient or inaccurate information on the claim paperwork
- Policy has lapsed
- Liability is disputed
- Pre-existing conditions
California law requires that insurance companies investigate claims in good faith. If an insurance company acts in bad faith when denying a claim, they may be held responsible. It is important to report any denials of valid claims to the appropriate regulatory agencies to ensure that the insurance provider is held accountable for any wrongful actions.
Who Regulates Insurance Companies in California?
Insurance companies are regulated by the California Department of Insurance. Individuals who have had their claims denied in bad faith can file a consumer complaint with the department. An attorney can help walk you through the process and help to ensure you receive the recovery you deserve after an accident.
Contact Our Office to Learn More
Was your valid claim denied by an insurance provider? Contact our office at (213) 232-4848 to schedule a free consultation with a member of our legal team. We are experienced personal injury lawyers who will help you understand your rights.
At Levin & Nalbandyan, cases are accepted on a contingency fee basis, meaning there are no fees unless we win. Our firm has obtained multiple multi-million dollar recoveries on behalf of clients throughout Los Angeles and the surrounding areas. Let us help you get the compensation you need. Call now to get started.