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    Meeting With Insurance Companies During a Los Angeles Workers' Compensation Claim

    If you suffered a workplace injury, meeting with insurance companies during a Los Angeles workers’ compensation claim is a standard part of the process. It allows insurers the opportunity to evaluate your injury, medical treatment, and eligibility for benefits.

    However, attending these assessments alone can be intimidating, as adjusters often seek ways to minimize or deny claims. Without legal guidance, you risk saying something that weakens your case.

    A skilled personal injury attorney from Levin & Nalbandyan Trial Lawyers could represent you in an assessment, handle communications, and protect your legal rights.

    Should I Hire an Attorney?

    We strongly recommend that you have representation from an attorney when dealing with insurers. Adjusters are there to represent their company’s interests, so having one of our attorneys present during negotiations could help protect your rights.

    Below are some ways our team could help you.

    Advocating for Your Interests

    We could handle all communications with an insurer on your behalf. We understand adjusters’ tactics to devalue claims, such as requesting recorded statements. We could help you avoid giving responses that undermine your case and accepting quick settlements before you understand the actual value of your losses.

    Managing Communications

    We could support you during discussions so you do not inadvertently say something that damages your claim. Adjusters often ask seemingly innocent questions that later justify benefit reductions or denials. We could prepare you before you speak to adjusters and, where possible, communicate directly with insurers on your behalf to shield you from manipulative questioning.

    Negotiating Settlements

    You are more likely to accept a low settlement offer if you approach negotiations without legal support. Our experienced attorneys recognize when initial offers drastically undervalue your losses, allowing us to negotiate for a fair settlement on your behalf.

    Representation from our firm could motivate an insurer to offer you a higher settlement, knowing that we may pursue appeals and hearings if necessary.

    In summary, having legal representation from our Los Angeles firm when attending assessments with insurers while pursuing damages for a workplace injury could maximize your chances of achieving a fair outcome.

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    AT LEVIN & NALBANDYAN, LLP, WE HANDLE THE FOLLOWING KINDS OF WORKERS' COMPENSATION LAW CLAIMS

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    Airline & Airport Employees
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    Auto Workers
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    Brain Injuries
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    Business Professionals
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    Fire Fighter Injuries
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    Health Workers
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    Industrial Workers
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    Neck And Back Injuries
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    Police Officer Injuries
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    Repetitive Stress Injury
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    Restaurant Worker Injuries
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    Shoulder And Elbow Injuries
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    Union Workers Injuries
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    Evaluating Your Case

    There is no average value for a work-related injury claim, as this depends on multiple factors that attorneys use to calculate fair compensation. Below are some of the factors that could influence the value of your case.

    Injury Severity and Permanency

    The severity of your injury determines your settlement value. Minor injuries requiring short-term treatment receive lower settlements than those for permanent disabilities affecting lifelong earning capacity. For example, if you suffered catastrophic injuries such as spinal damage or severe burns, you could expect higher compensation due to your ongoing medical needs and permanent impairment.

    Your Average Weekly Wage

    The state uses your earnings history to determine temporary and permanent disability payments, and higher earners receive larger benefit amounts. Even so, state-imposed maximums cap your weekly payments regardless of your actual wages. We could help accurately calculate your wage records and challenge errors, enhancing the value of your claim.

    Claim Disputes

    An employer or insurer can dispute whether your injury is work-related, as well as its severity or treatment plan. Disputed claims often require formal hearings, independent medical examinations, and expert testimonies. While this process can delay resolution, it may also lead to a higher settlement.

    Insurers may sometimes offer increased compensation to avoid the expense of litigation or the risk of an unfavorable ruling. However, when a dispute proceeds to a hearing or appeal, the outcome—and any potential award—remains uncertain until the process is complete.

    Employers’ Willingness to Accommodate

    When an employer offers modified duties, reduced hours, or alternative positions that accommodate your medical restrictions, it could result in lower temporary disability benefits. Likewise, if workplace accommodations allow you to maintain your earning capacity, your permanent disability rating may also be reduced.

    Our Los Angeles legal team could properly evaluate the value of your work injury claim and advocate on your behalf during negotiations with your employer’s insurance provider to optimize the chances of your receiving a fair settlement.

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    More on Workers' Compensation Law

    Workers’ compensation is a social insurance program that provides benefits to employees who suffer from a job-related injury. It is designed to ensure the employee receives prompt medical treatment and compensation for lost wages, regardless of who is at fault. The program was adopted in California and most other states during the early 20th century, and replaces the right of employees to sue employers over work-related injuries in exchange for benefits.
    If an employee incurs a work-related injury or illness and the employer does not have valid workers’ compensation insurance, workers’ compensation may not be available as a remedy. However, the employee can still file a civil action against their employer in addition to filing a workers’ compensation claim. Employees should reach out to their local DWC office to discuss their options further. The employee can also work with a workers’ compensation attorneto help them pursue compensation.
    The last thing you want to deal with after being hurt on the job is fighting with the insurance company just to get your wages paid or to see that your medical bills are taken care of. Has your workers’ comp claim been denied or delayed? Do you suspect some type of insurance bad faith? Our Los Angeles workers’ compensation attorneys are here to help. We can file an appeal on your behalf and continue pursuing the compensation you deserve.
    Workers’ compensation claims can be difficult to navigate, especially after you have been injured. Our Los Angeles workers’ compensation attorneys are here to guide you every step of the way and ensure you have the best chance of success.
    Many workers’ compensation claims are complicated. The best way to ensure that you obtain your full benefits after an on-the-job injury is by consulting with a Los Angeles workers’ compensation attorney. Without the help of an attorney, you may not receive the compensation you are entitled to for your medical care, disability payments, and more. An experienced attorney can help you understand your rights and responsibilities regarding your workers’ compensation claim. They can also assist you with an appeal if your claim is denied. Workers’ compensation claims require adherence to tight deadlines, failure to report an injury in a timely manner can result in your claim being rejected. It is generally in your best interest to consult with a Los Angeles workers’ compensation attorney as early in the process as possible.
    Individuals in California who are injured on the job or have a work-related illness may be entitled to several benefits through their company’s policy. Most employers in the state are required to either purchase a workers’ compensation policy from a licensed insurer or become self-insured. If you are injured at work, your employer’s workers’ compensation benefits may include payment for:
    • Medical care
    • Temporary disability benefits
    • Permanent disability benefits
    • Supplemental job displacement benefits
    • Death benefits
    It is important to discuss your case with a Los Angeles workers’ compensation attorney as soon as possible after your injury. An attorney can help you understand how to file a claim through your employer’s policy and ensure that you receive the maximum compensation available based on your case.
    An employer cannot fire you for filing a workers’ compensation claim. It is unlawful for an employer to retaliate against an employee who has been injured on the job and is seeking workers’ compensation benefits. In addition, an employer cannot deduct a portion of your paycheck in order to help offset the cost of workers’ compensation benefits. If you filed a workers’ compensation claim and were subsequently fired from your position, you might be entitled to file a wrongful termination lawsuit. There are strict state and federal laws that protect workers from wrongful dismissal. Our attorneys can help you file the appropriate claim against your employer if you were wrongfully terminated.
    Depending on the severity of the injury, you may be unable to return to your previous job duties. If you have long-term medical problems related to your on-the-job injury, you might be entitled to permanent disability benefits. Permanent disability benefits are designed to compensate those whose injury results in a reduced earning capacity. You might still be able to collect permanent disability benefits even if you are able to return to work. In order to qualify for permanent disability benefits, a doctor must first find that your condition is not likely to change or improve. The doctor may state that your injury has reached its maximum medical improvement or has become permanent and stationary.
    If you have a work-related injury, you need to act quickly to protect your right to compensation. First, report the injury to your employer. In some cases, your injury may be caused by repeated exposure as opposed to a single accident. It is critical to report the injury immediately upon discovery, even if it occurs over time. Second, you need to seek emergency medical treatment. Any delay in treatment may directly affect your ability to receive full workers’ compensation benefits. Seek and continue treatment. Do not miss doctor’s appointments and follow through with any referrals to specialists or other recommendations. Finally, contact a Los Angeles workers’ compensation attorney. An attorney can help you file a claim for benefits and ensure that you receive fair and full compensation for your losses.
    In the unimaginable event that you have lost a loved one due to a job-related injury or illness, you might be entitled to workers’ compensation death benefits. Generally, spouses, children, and other dependents are entitled to death benefits. A Los Angeles workers’ compensation attorney can help you understand your rights and whether you qualify for death benefits. We know that no amount of money could ever fully compensate you for the loss of your loved one, but these benefits may help to relieve unexpected costs such as burial expenses.
    By law, most employers in California are expected to have workers’ compensation coverage for their employees to compensate them if they are injured on the job. Your employer is required to pay a specific amount to you; however, if a third party was involved—such as a manufacturer or someone not employed by your employer—then you may be entitled to secondary compensation.
    In California, workers’ compensation covers all of your authorized injury-related expenses, including (but not limited to) medical costs, rehabilitation costs, therapy, and any job-related retraining you may need to get back to work. You may also be eligible for temporary total or temporary partial disability benefits if your injury has put you out of commission for a time. Should your injury pose permanent limitations on your ability to do your job or eliminate your ability to work at all, you may be able to receive permanent disability benefits.
    Talk to your employer about your injury or developed illness right away. Ideally, do this as soon as you are injured or become aware of your illness so that your employer has the option to send you to a physician in their medical provider network. Seek medical attention and keep record of any diagnoses, x-rays, doctor’s notes, prescribed treatments, etc. If your injury requires you to receive immediate medical attention, do so before talking to your employer, but do not wait more than 30 days to report your injury. Make your workers’ comp claim official by filing an Application for Adjudication of Claim no more than 1 year after your injury. This is one of several forms you will need to file in order to recover costs associated with your injury or illness.
    Every employer in the state of California is required to hold a workers’ compensation insurance policy with a licensed insurer and provide related benefits to their employees when the need arises. Even small companies with only a few employees must provide workers’ compensation for their employees and have sufficient insurance.
    If your employer is not properly insured and cannot cover your injury-related costs, the state of California has what is known as the Uninsured Employer’s Benefit Trust Fund (UEBTF), which serves as a fallback and provides the funds for hurt workers.
    Levin & Nalbandyan is located in downtown Los Angeles. We can take all workers’ compensation cases based in California.

    If You Are Due To Meet With an Insurer After a Work-Related Injury in Los Angeles, Call Us for Support To Recover Damages

    Your employer’s insurer will be focused on minimizing their liability—not on your recovery. Meeting with insurance companies during a Los Angeles workers’ compensation claim without legal guidance could leave you vulnerable to low settlement offers, misinterpreted statements, or even denied benefits.

    Contact our team at Levin & Nalbandyan Trial Lawyers today for legal support.

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    If your claim has been denied or your attorney has decided to give up, reach out to our firm for a second opinion.