Uninsured/Underinsured Car Accidents in Los Angeles

$10,000,000

Wrongful Termination

$6,700,000

Jury Verdict in Los Angeles County Superior Court for a $15/hr employee fired only because she was a pregnant Mexican woman who needed a handful of days off to give birth to her baby. Click here to learn more about this case.

$5,000,000

Construction Accident

$4,700,000

Hospital Employee Fired

$4,000,000

$4,000,000 Arbitration win for a sales associate at a major retail chain for workplace sexual assault. Click here to learn more about this case.

$3,400,000

Healthcare System

$3,320,000

Wrongful Termination

$3,451,220

Wrongful Termination

$3,000,000

Premises Liability Accident

$2,800,000

Class Action

$2,500,000

Traumatic Brain Injury

$1,500,000

Wrongful Termination

$1,500,000

Trip & Fall Accident

$1,475,000

Wrongful Termination

$1,403,697

Wrongful Termination

$1,325,000

$10.50 per hour fast food worker sexually harassed by manager who quit when nothing was done to stop it.

$1,250,000

$12.50/hr. temp. staffing agency worker fired after becoming pregnant.

$1,225,000

$1.225 million verdict for a rear-end car crash with $100 in property damage.

$1,100,000

$1.1 million for wrongful termination because of sick son.

$1,010,000

$1.01 million for a disabled worker who was wrongfully terminated by his employer.

$1,000,000

Settlement for a woman who required a neck surgery because of an injury on a property.

$1,000,000

5 year employee out on medical leave for about 2 years loses his job when he attempts to return to work from medical leave.

$1,000,000

$1 million settlement for Uber/Lyft/rideshare car crash.

$1,000,000

$1 million settlement for motorcycle crash victim suffering from a brain injury.

$934,000

For Wrongful Termination While on Medical Leave

$930,000

Settlement for Disability-Related Wrongful Termination

$850,000

Class action settlement for fast food employees deprived of full wages earned.

$825,000

Settlement for Pregnancy & Disability-Related Wrongful Termination

$775,000

For Employee Fired While on a Pregnancy-Related Leave of Absence

$765,000

5 month employee earning $12/hr fired for missing time for work related to a disability.

$750,000

Verdict for Premises Liability

$700,000

For Car Accident With a $45k Best Offer

$500,000

Settlement for Disability Related Wrongful Termination

$443,000

For Wrongful Termination Related to Medical Leave of Absence

$375,000

For Employee Not Allowed to Return to Work After Brief Medical Leave

$315,000

To Restaurant Employees for Off the Clock Work

$300,000

For Employee Fired for Having Permanent Disability

$300,000

For Missed Lunch Breaks and Termination Based on Eye Condition (Disability)

$300,000

For Permanently Disabled Employee

$285,000

For Sexual Harassment

$280,000

Settlement for Slip and Fall

$275,000

For Employee Not Permitted to Return to Work While Disabled

$250,000

Settlement for Injury at Apartment Complex

$210,000

For Employee Fired After Presenting Her Doctor’s Report Upon Returning From Medical Leave

$175,000

For Wrongful Termination of Disabled Worker

$160,000

To Restaurant Employees for Rest and Meal Break Violations

$160,000

For Employee on Pregnancy Leave

$150,000

For Landscaper Fired for Taking Time-off for Surgery

$150,000

For Employee Fired After Requesting Time Off to Nurse an Injury

$150,000

For Factory Worker Replaced While on Year Long Medical Leave of Absence

$135,000

For Employee Fired for Taking Pregnancy Leave

$135,000

For Wage & Hour Disputes

$135,000

For Employee Fired While on Extended Medical Leave

$125,000

Employee Not Allowed to Work With Disability

$120,000

For Overtime, Rest and Lunch Break Violations Against Client Who Worked as Dishwasher.

$105,000

For 59 Year Old Cook Fired for Age

$105,000

For Employee on Work Restrictions Fired for Having an Expired Work Permit

$100,000

For Parking Attendant Fired for Missing Work Because of His Diabetes

$100,000

For Employee Fired for Performance Issues While on Medical Leave

    
 
 
       Posted on Google  
   
   sam martinez 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐

Katherine was absolutely amazing throughout the entire process. From the moment we spoke, she was kind, welcoming, and incredibly professional. She took the time to gather all of the information for my case and made sure every question I had was answered clearly and thoroughly. She explained everything in a way that was easy to understand, which made a stressful situation feel much more manageable.

On top of that, she was genuinely pleasant to talk to. We even shared a laugh or two and had some nice conversation, which made the experience feel much more personal. It’s clear that Katherine is a true people person who genuinely cares about the people she’s helping. Her professionalism, communication, and friendly attitude made all the difference. She is excellent at what she does, and I’m very grateful for all of her help. Thank you, Katherine!
  
 
      Posted on Google  
   
   Lorraine Long 
 
 
 
 Trustindex verifies that the original source of the review is Google. Received my reimbursement check seven months to the day.
Thank you for your services.
  
 
      Posted on Google  
   
   Paulina Martinez 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would like to recognize Katherine for the outstanding customer service she provided during my onboarding process. From the moment we spoke, she was warm, friendly, and incredibly easy to talk to. Her bubbly personality immediately made me feel comfortable, and we got along right away.

Katherine was patient, knowledgeable, and always willing to answer any questions I had. She responded promptly to my emails and took the time to help me modify and clarify important details in my case, making sure everything was documented correctly.

What I appreciated most was how genuinely caring and supportive she was throughout the process. Going through a legal matter can be overwhelming, but Katherine’s positive attitude, kindness, and professionalism made the experience much less stressful. She truly went above and beyond to help me, and I am very grateful for all of her assistance.

Thank you, Katherine, for your exceptional customer service and for making me feel heard, supported, and comfortable every step of the way.
  
 
      Posted on Google  
   
   J P S E LLC 
 
 
 
 Trustindex verifies that the original source of the review is Google. Told them what happened , they accepted the case. I kept
driving & called monthly for updates. Then I received a call from
Daisy to come pick up a huge Check. No worries, no work and the
Employer paid for the wrong &  hopefully learned a lesson about mistreating less fortunate workers.
  
 
      Posted on Google  
   
   Ken 
 
 
 
 Trustindex verifies that the original source of the review is Google. Marlene was so so sweet over the phone, she was nice and professional. It was easy to talk to her about my case. She also explained everything and was very clear, with a lot of patience. Which is always appreciated when you're in distress.  I am happy to continue my case with this law firm.
  
 
      Posted on Google  
   
   Brian Millan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thanks to Jenny Soto and the attorney Rusty Levin they did the best job and got what I asked for and more thanks 🙏
  
 
      Posted on Google  
   
   Mario Caballero 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m grateful for the service. They are friendly and efficient. I got a lot more than I expected from my settlement. I want to thank Henry Herrera and the attorney for guiding me during the whole process and for being patient with me.
  
 
      Posted on Google  
   
   Perezy 
 
 
 
 Trustindex verifies that the original source of the review is Google. After being involved in a very scary car accident, we were overwhelmed and unsure of what to expect. From start to finish, this law firm guided us through the entire process with professionalism, compassion, and expertise.

Their team was incredibly knowledgeable, courteous, and attentive every step of the way. They always took the time to answer our questions, kept us informed, and made us feel supported during a difficult time.

A special thank you to Abraham, Alex, and Francisco for their outstanding service and dedication. Their commitment to helping us achieve the best possible outcome gave us peace of mind when we needed it most.

We are truly grateful for everything they did for us and would highly recommend this firm to anyone in need of legal representation.
  
 
      Posted on Google  
   
   Dane Andersen 
 
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend LNN Law, with nothing but stress when my car accident happened they handled everything and took the weight off my shoulders. They achieved a great outcome and fast. I can’t thank them enough for all the help and support!
  
 
      Posted on Google  
   
   E. H. 
 
 
 
 Trustindex verifies that the original source of the review is Google. With LLN attorneys Harry and Gerardo I never had to worry. I never had to worry about whether LLN is going get me the best settlement possible…or rollover at the first offer. Harry and Gerardo have a simple action plan. Present the case for negotiation. If that’s not respected then go to trial. After I signed up with LLN I was introduced to the entire team on a Zoom call. I was told who was responsible for what. I was told where things happen, when things happen, and how they happen. I downloaded the LLN app, and if I needed to reach anyone I simply messaged them and someone got back to me in a timely manner. I always had the option to call if necessary. What I didn’t have to deal with is a guy on a billboard telling me how cool and tough they are. The same guy that calls right away when the slightest pushback happens telling me I need to settle. LLN are trial attorneys who actually go to trial against the opposition. It seems like most other law firms only go to trial when they’re suing their own law partner. How many billboards have I driven past? How many buses with advertisement on the side? How many TV commercials telling me how “they’re gonna fight for my whatever”. It doesn’t happen… and it’s all smoke and mirrors with a majority of the attorneys out there. I believe the attorneys at LLN didn’t do this just for me. LLN operates the way they do because they have pride in their work and self-respect. They have a reputation to uphold, not only with their clients but also with their colleagues and their peers. How do I know this? Because I saw them interact with mediators and judges. I saw how they were treated by the people making the decisions. They have their respect. It’s critical to note that I had realistic expectations for my settlement. For me it was all about finding the sweet spot. The trade-off between a long trial and a verdict, or taking what quite possibly is just as close an offer and settling much earlier while minimizing risk. Once I made a decision I did not look back. The attorneys at LLN are realistic. They stated ‘this is what we have’ , ‘this is what we don’t have’, and ‘this is what we might be able to achieve’ . I made a decision with as much informed consent as possible. I can live with that.

Uninsured/Underinsured Car Accidents in Los Angeles

The aftermath of a vehicle crash can be frustrating, especially if the other drivers involved carry little or no insurance. You may face medical bills and lost wages, while the coverage you expected from the other party is not available. In uninsured/underinsured car accidents in Los Angeles, victims are often left wondering who pays and how to move forward.

Speaking with LNN Trial Lawyers could help you understand your options. Your car collision attorney could sort through complicated insurance language, protect evidence, and outline possible paths to recovery. This support allows you to focus on your health while knowing your case is being taken seriously.

Which Coverage Applies to Uninsured or Underinsured Drivers?

California Insurance Code §11580.2 requires carriers to offer uninsured motorist coverage (UM) and underinsured motorist coverage (UIM). This protection can take effect if a driver leaves the scene of a crash, carries no policy at all, or has limits too low to cover the losses. The state also follows a pure comparative negligence system. This means that an injured party can recover damages even if they share fault, although their percentage of responsibility reduces the amount of any award. Disputes under UM provisions usually proceed by binding arbitration instead of a courtroom trial.

Deadlines can be critical. Most personal injury lawsuits must be filed within two years under the California Code of Civil Procedure § 335.1. Claims against government agencies require notice within six months, as laid out in Government Code § 911.2. Proposition 213 may limit non-economic damages if the injured driver lacked insurance themselves. These rules often overlap, so timing and documentation are important.

At LNN Trial Lawyers, we are familiar with these requirements. Our Los Angeles attorneys could review declarations about the car crash, identify the coverage available to the uninsured or underinsured party, and coordinate with medical providers. For accidents involving an underinsured driver, they could also determine how the at-fault party’s policy offsets UIM coverage and pursue the balance.

Steps that often help preserve a claim include:

Filing a Department of Motor Vehicles SR-1 report within 10 days if injuries occurred or damages exceeded $1,000 (Vehicle Code §16000)
Securing the police report, photos, and any witness statements
Notifying every potentially involved insurer in writing as soon as possible
Following medical instructions and maintaining records of care and expenses
Avoiding broad recorded statements before understanding policy obligations

Our attorneys could assist with these steps, making it essential to reach out for help as soon as possible after a vehicle crash.

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AT LNN, WE HANDLE THE FOLLOWING KINDS OF PERSONAL INJURY LAW CLAIMS

BICYCLE ACCIDENT

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BIRTH INJURY

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BUS ACCIDENTS

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CAR ACCIDENTS

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CATASTROPHIC INJURY

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CONSTRUCTION ACCIDENT

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DOG BITES

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MEDICAL MALPRACTICE

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MOTORCYCLE ACCIDENTS

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NURSING HOME ABUSE

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SEXUAL ABUSE

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Building a Strong Claim

Uninsured and underinsured claims rely heavily on preparation. Medical files, professional input, and economic projections often form the foundation of value. Insurers frequently dispute causation or argue that treatment was excessive. Policy terms, such as exhaustion clauses, consent to settle, or stacking restrictions, can complicate matters. In Los Angeles, uninsured and underinsured motorist disputes about car wrecks also involve offsets and coordination with health or med-pay benefits.

By gathering records early and presenting them in a complete demand package, our attorneys could position a claim for negotiation or arbitration. At our firm, we are experienced in managing communication, calculating damages, and working on cases in a timely manner. This structure helps claimants focus on healing while knowing we are addressing important deadlines and technical issues.

California Low Cost Auto Insurance Program

Many California drivers struggle to afford automobile insurance, especially in large metropolitan areas such as Los Angeles, where insurance premiums can be high. To help address this problem, the state created the California Low Cost Auto Insurance Program (CLCA). This program allows qualifying drivers to purchase basic liability insurance at a reduced cost while still satisfying California’s financial responsibility requirements.

The program is intended for low-income drivers who might otherwise not be able to afford coverage. While the policy limits are generally lower than those found in many traditional policies, the program provides an important opportunity for drivers to maintain legal insurance coverage and avoid the serious consequences associated with driving uninsured.

Drivers should understand, however, that minimum coverage does not necessarily provide enough protection if they are involved in an accident. This is because a collision can lead to damages that exceed the limits on the policy. Because of the risk of being underinsured, many drivers opt for more coverage to avoid having to pay for a Los Angeles crash out of their own pocket.

California Insurance Requirements

California law requires drivers to maintain proof of financial responsibility while operating a motor vehicle. For most people, this means carrying automobile liability insurance. Liability coverage pays for injuries and property damage that a driver causes to others in an accident. This minimum coverage includes:

$30,000 for bodily injury or death to one person
$60,000 for bodily injury or death per accident
$15,000 for property damage

While these minimum limits satisfy the law, they often fall far short of covering the losses associated with a serious car accident. If you are in an accident and are found to be at fault, you are personally responsible for the other driver’s expenses that exceed the limits of your policy. Having additional coverage could be important for anyone driving in L.A.

California’s “No Pay, No Play” Law

Many people assume that if another driver causes an accident, they will automatically be entitled to recover all available damages. California’s “No Pay, No Play” law creates an important exception to that rule. Under this law, an uninsured driver who is injured in a crash may face significant restrictions on the compensation he or she can recover, even when another motorist was entirely responsible for the crash.

The law primarily affects non-economic damages. These damages include compensation for pain and suffering, emotional distress, physical impairment, disfigurement, and the overall impact an injury has upon a person’s daily life. While an uninsured driver may still be able to recoup the cost of economic losses like medical bills or lost wages, losing the ability to pursue pain and suffering damages can dramatically reduce the value of a claim.

For that reason, maintaining insurance coverage is important for more than simply complying with California law. Insurance can help preserve valuable legal rights after an accident and protect you even when you are to blame for a crash. When a serious collision occurs, the difference between carrying insurance and driving uninsured may have a substantial impact on the compensation available to an injured victim. In the aftermath of an accident with an uninsured driver, it’s crucial for you to seek out legal counsel that can help you understand your options.

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More on Personal Injury Law

WHAT IS A PERSONAL INJURY?

Personal injury cases are some of the most common civil litigation cases—also known as “tort actions” or “lawsuits”—in the United States. They are filed by individuals who have experienced bodily injury, pain and suffering, and sometimes property damage in an accident caused by a negligent third party. These claims can also be filed for intentional harm or defamation of character by a third party.

DO I NEED TO HIRE A PERSONAL INJURY ATTORNEY?

While you are not required to have an attorney to file a claim, having an attorney can make a significant difference in your claim. A personal injury attorney has a deep understanding of the claims process and can help you navigate the complexities of the law. Your attorney can also help you level the playing field with insurers and can tell you whether you are receiving the maximum compensation to which you are legally entitled.

I HAVE BEEN INJURED IN AN ACCIDENT – WHAT DO I DO NEXT?

If you have been injured in an accident that was no fault of your own, there are steps you should take to ensure you are compensated for costs related to the incident. Taking quick action after your accident can profoundly affect your personal injury claim or lawsuit. After being involved in an accident, you should: Seek medical attention for your injuries, even if symptoms are not immediately apparent. Keep a record of your injuries and note any complications that arise because of your injuries. Report the incident as soon as possible after it occurs. Record detailed descriptions and notes about the facts of the incident. Keep receipts of medication and medical care you received Contact an experienced personal injury attorney in Los Angeles who can help you navigate your claim.

WILL MY PERSONAL INJURY CLAIM GO TO TRIAL?

Not all personal injury claims make it to court. In fact, a majority of injury cases are settled without having to litigate. What’s the difference between a settlement and going to trial? What are the pros and cons of each? There are two ways in which compensation can be awarded to you for your claim: through a settlement or by going to trial. There are pros and cons to each. When your claim is settled, the compensation for your claim is decided outside of court, usually through negotiations between lawyers.

HOW LONG DO I HAVE TO FILE A PERSONAL INJURY CLAIM?

In California, you have two years to file a personal injury claim against an individual or non-government entity. If the injury is not immediately known, you have one year from the date the injury is discovered. If you’ve suffered injuries from an accident that was caused by someone else’s negligence, you should act quickly to ensure you are able to recover compensation for your losses.

Notifying Insurance Companies

You should notify your insurance company and the responsible party’s insurance company as soon as possible after your accident. Most insurance companies request that you file your claim within 24 – 48 hours after your accident. When you file a personal injury insurance claim, you are requesting that the at-fault party’s insurance pay for the losses you suffered as a result of your accident, and the compensation amount is determined during negotiations. Seeking Compensation You can get financial compensation in two ways: filing a personal injury insurance claim or filing a personal injury lawsuit. Generally, compensation can be sought for two types of damages: economic and non-economic. Economic damages are those with a measurable monetary value, such as medical expenses and lost wages. On the other hand, non-economic damages refer to losses that cannot be easily quantified, such as pain and suffering or emotional distress. It is important to understand the types of damages available in your case so that you can seek compensation for all of your related losses. Soon after your accident, contact a knowledgeable personal injury attorney in Los Angeles who can explain the time limits to you and help you get the compensation you deserve.

ARE THERE PERSONAL INJURY LAWYERS NEAR ME?

Our firm is located in downtown Los Angeles. We can take all personal injury cases based in California.

Call Our Los Angeles Lawyers for Guidance if an Uninsured or Underinsured Driver Harmed You in a Car Crash

Recovering from uninsured/underinsured car accidents in Los Angeles can be difficult. However, you do not have to sort through the rules and procedures alone. A careful review of your policy and timely action could make a difference.

At LNN Trial Lawyers, we could explain your options, outline possible strategies, and help you decide how to best protect your rights. Reaching out for a consultation could be the first step toward regaining control after a difficult accident.

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READY TO SPEAK WITH AN ATTORNEY?

If your claim has been denied or your attorney has decided to give up, reach out to our firm for a second opinion.